A title loan is a loan given to the borrower using the title of their vehicle as collateral. Because of this collateral it is considered a “secured” loan and is typically larger than “unsecured” payday loans. They are becoming increasingly more popular in Texas because of how quick and easy the process is. At TexasTitleLoan.net we want to help you find a lender in your area so that you can get cash fast.
Our service to you is simple: to provide a means for you to receive a title loan from major locations in Texas without any hassle at all. We offer our title loan services in Dallas, Houston, San Antonio, Austin, El Paso and virtually any city in Texas. We start with our easy to fill out online application, then we set up a time to meet with you to collect your title and do a quick check of your vehicle, and finally we process your loan documents and get money into your account.
5 Title Loan FAQs
Can I still drive my car?
Yes! Even though your title loan lender will collect your physical title from you, you will still be able to drive your car throughout the duration of the loan. In short, you get the money and still get to drive your car!
How much can I borrow?
In Texas a borrower can typically receive a title loan for up to $10,000, but this will heavily depend on the value of the vehicle.
Will I be approved if I have poor credit?
The good news is that title loan lenders care less about your credit history and more about your vehicle’s value. At texastitleloans.net we do not perform credit checks.
How fast will I see the funds?
In most cases title loan funds are transferred to a direct deposit friendly bank account within 1 business day of your application being processed and approved.
What can I spend my title loan on?
The title loan is yours to use however you choose, but it is not uncommon for borrowers to use the funds on emergency bills, unexpected home repairs, or even sale items that may not last long.
These are only a few of the questions you may have, but that is not a problem. We have representatives standing by to help you further with the process. Fill out the online application at TexasTitleLoan.net or call our toll free number 1-800-287-4812 today to learn more!